Frequently Asked Questions and Roofing Information for Homeowners

Storm Damage and Insurance Claims Guidance

If your home is damaged by a storm, call Bronco Catastrophe Services for a complimentary inspection. Protect exposed areas from further damage, and save receipts for any temporary repairs. Keep a detailed list of damaged personal property. Contact your insurance company to file a claim—our team can guide you through every step of the process.

Filing a claim for hail or wind damage generally does not increase insurance rates. Most clients have not experienced a rate change for Act of God claims.

Important Insurance Claim Information

Most insurance companies have a limited timeframe from the date of loss to file a hail or wind claim.

Roofing can be installed during colder months, but the NRCA advises against installation when temperatures are 40°F or lower. Cold weather may make shingles brittle, increasing the risk of damage during nailing, so proper handling is essential.

Product Features and Professional Roofing Practices

Ice and Water Shield is a protective underlayment that prevents moisture intrusion along eaves, valleys, penetrations, and areas prone to ice dams. The NRCA recommends its use in regions with average January temperatures of 30°F or lower. Bronco Catastrophe Services includes Ice and Water Shield as a complimentary upgrade on all roofing projects.

Roofing is not a DIY project. Professional installation ensures safety and a reliable roof. Improper techniques can compromise roof performance and pose serious hazards to anyone attempting repairs themselves.

Roof Life Expectancy and Warranty Information

Roof lifespan depends on roof type, slope, ventilation, installation, maintenance, and weather. Standard three-tab fiberglass shingles typically last 15–25 years, while flat roofs generally last 5–15 years. Manufacturer warranties vary—review them carefully to understand coverage and obligations if products fail before expected lifespans.

Ready to Find Out More?

For guidance on storm damage, insurance claims, roofing products, or to schedule a complimentary inspection, contact Bronco Catastrophe Services. Our knowledgeable team will help you protect your investment and navigate your roofing project with confidence. Call (303) 219-9089 or email info@broncocat.com to speak with a project manager and arrange your inspection today.